Tuesday Tips – August 11th, 2015


North American Rate Increase

North American has announced a 2% premium bonus increase on the RetireChoice 14 fia which bumps the bonus to 10%. In addition to this they have announced increases on caps and interest rates on most of their portfolio. Call today for details and state availability.

MedAmerica Rate Increase

MedAmerica has announced that they have approval in multiple states to increase rates on inforce blocks of LTC business. The two products affected are the CareDirections and Simplicity ii. Increases range from 6% to 33%. Call today for additional details.

Sales Opportunity

The Perfect First Appointment

Often times the most challenging part of a first appointment is the initial interaction and opening. Getting off to the right start is critical to establishing trust and rapport. Available for download is our Perfect First Appointment Guide with useful tips, captivating questions, and sales script.

Industry News


Anthem has announced that it will acquire Cigna for $54 billion. This partnered with the announcement of the Aetna, Humana merger means that there will be only 3 major health insurers in the country. The third being UnitedHealthcare.

Hot Rates

North American Benefit Solutions II

North American has just announced a 1% commission bonus on this competitive product. It’s a short 7 year surrender fia that includes multiple allocation options including a volatility control index. In addition to this it offers participation rate, annual point to point, and monthly point to point crediting strategies. Call today for details and state availability.

Sales Opportunity Download

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About the author

Legacy Financial Partners - Legacy Financial Partners is an independent and full service Life Insurance and Annuity FMO that provides specific marketing solutions to help their clients succeed. Using dynamic tactics, an extensive support network and progressive marketing options, Legacy Financial Partners provides unique and specific development strategies to their business partners.

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