Tuesday Tips – February 7th, 2017

Alerts

F&G MYGA Special

Effective February 6th F&G is offering a 3.10% rate on their Guarantee-Platinum 5 year MYGA.  All applications must be E apps.  Call today for additional details and state availability.

Allianz Increase

Effective February 7th Allianz is increasing guarantees on features of several products.  The increases impact bonuses as well as income rider options.  For applications signed February 7th or later new statements of understanding will need to be used.  Call today for additional details.

Sales Concept

Policy Stacking With Chronic Illness Riders

Policy stacking utilizing permanent life insurance with a return of premium option can be an effective way to help a client obtain a higher amount of life insurance coverage during their working years and then reduce the amount of coverage they have as their needs change in retirement.  This strategy can be enhanced even further through the use of a policy that has a chronic or LTC rider attached to it.  Call today for additional details.

Industry News

DOL Rule in Limbo

On Friday February 3rd President Trump signed an executive order reviewing the implementation of the DOL Rule.  President Trump has requested that a complete review be done of the rule and that if it was found to increase costs to consumers then it would need to be modified or thrown out.

Hot Rates

Allianz Life Pro +

Allianz offers a very competitive FIUL.  The product offers multiple index options and has annual point to point caps as high as 12.25%.  In addition to this the product also offers a chronic illness rider as well as an optional term rider.  Call today for additional details and state availability.

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About the author

Legacy Financial Partners - Legacy Financial Partners is an independent and full service Life Insurance and Annuity FMO that provides specific marketing solutions to help their clients succeed. Using dynamic tactics, an extensive support network and progressive marketing options, Legacy Financial Partners provides unique and specific development strategies to their business partners.

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