Tuesday Tips – January 31st, 2017


North American Changes

North American has announced changes to its GUL and IUL products that take effect February 17th. The Custom Guarantee will reflect higher premiums that will vary across cells and the commission will be reduced by 5%. The IUL series of products will also have a commission decrease of 5% but will also have several features added to the product including a new crediting strategy and a guaranteed insurability rider. Call today for additional details.

American Equity Rate Increase

American Equity has increased rates for several of their products including the choice series, traditions gold, and guarantee series. Call today for an updated rate guide.

Sales Concept

LMG Bonus Blitz

Legacy Marketing Group’s bonus blitz has been extended through March 31st. Agents who submit 3 applications of 25k or more premium will receive $750.00. Participating agents can also earn an additional $200.00 for each additional qualifying application. Call for full contest details.

Industry News

Aetna/Humana Merger Blocked

Federal judge John Bates blocked Aetna’s acquisition of Humana on Monday January 23rd. In the 158 page ruling Judge Bates cited series concerns about the proposed efficiencies of the merger and that it was highly likely that any efficiencies created by the merger would be retained by the company instead of being passed on to the consumer.

Hot Rates

Athene Ascent Accumulator 10

Athene has just raised rates on the Ascent Accumulator 10. This is a 10 year product designed for maximum accumulation. This product offers multiple index options with annual point to point caps as high as 6.25% and no fee participation rate strategies as high as 155%. Call today for additional details and state availability.

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About the author

Legacy Financial Partners - Legacy Financial Partners is an independent and full service Life Insurance and Annuity FMO that provides specific marketing solutions to help their clients succeed. Using dynamic tactics, an extensive support network and progressive marketing options, Legacy Financial Partners provides unique and specific development strategies to their business partners.

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