Tuesday Tips – July 21st, 2015


Equitrust Rate Increase

Equitrust has announced a rate increase effective today on their Certainty Select MYGA series. All applications dated 7/21 will receive the increased rates. Call today for product information and state availability.

American Equity Adjusting Rates

American Equity has announced that effective July 30th they will be making adjustments to the joint and single payout factors on their LIBR. With the exception of the LIBR attached to the choice series most single payout factors will decrease while most joint payouts will increase. Call today for additional details.

Sales Opportunity

Retirement Expectations

Many consumers have a general idea of when they want to retire and what they want retirement to look like. Unfortunately many times they vision they have in their head is completely different than what retirement will look like. Available for download is a great paper discussing life expectancy and the right retirement age.

Industry News


If you haven’t heard Aetna has purchased Humana for a sales price of $37 billion in cash and stock. It will be interesting to see how long it will take to merge the two firms and if it will ultimately help to lower health care costs.

Hot Rates

American Equity Choice 6

American Equity’s Choice 6 FIA is a great short term product that offers competitive accumulation. The product has a 6 year decreasing surrender charge and boasts caps as high as 4.5%. In addition to this the product offers 10% free withdrawals starting in year 2. Call today for details.

Sales Opportunity Downloads

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About the author

Legacy Financial Partners - Legacy Financial Partners is an independent and full service Life Insurance and Annuity FMO that provides specific marketing solutions to help their clients succeed. Using dynamic tactics, an extensive support network and progressive marketing options, Legacy Financial Partners provides unique and specific development strategies to their business partners.

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