Tuesday Tips – June 9th, 2015


VOYA Increase

VOYA has announced both rate and commission increases on the secure index seven and wealth builder eight annuities. The commission increase is an additional .50bps. Call today for updated rates and state availability.

F&G Rate Decrease

F&G has announced a rate decrease on their income and wealth builder product line. The vesting bonus will decrease by 2% on both products. In addition to this the payout percentages are being reduced as well. The change applies to all contracts issued and funded on or after June 19, 2015. Call today for additional details.

Sales Opportunity

National Annuity Awareness Month

June is National Annuity Awareness Month and in recognition of that we have put together an annuity sales kit. The kit includes several client presentations for explaining the features and benefits of annuities. Call today to request your complimentary kit.

Industry News

Transamerica Increasing MD’s on Some Policies

Transamerica has announced that mailings will start this week to policy owners of several products sold between 1987 and 1998. The letter is to inform the policyholders that there will be increases on the monthly deductions for their policies. This comes on the heels of Transamerica pulling several products from the market including all of their secondary guarantee products.

Hot Rates

North American Rapid Builder

North American has rolled out an update version of the rapid builder. Now in addition to high early cash values the product offers chronic and critical illness riders as well as a guaranteed index bonus of .75bps starting in year 16. The new version also offers 13 different index options along with multiple commission options. Call today for details and state availability.

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About the author

Legacy Financial Partners - Legacy Financial Partners is an independent and full service Life Insurance and Annuity FMO that provides specific marketing solutions to help their clients succeed. Using dynamic tactics, an extensive support network and progressive marketing options, Legacy Financial Partners provides unique and specific development strategies to their business partners.

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