Tuesday Tips – March 27th, 2017
Commission Bonus Extended
Global Atlantic has extended their 1% commission bonus to 4/30/17. Products eligible for the bonus are: Choice Income FIA, Income 150+ FIA, Income 125+ FIA, Index Bonus 115 FIA, ForeSpending Select FIA. Call today for additional details.
North American Rate Increase
North American has announced a rate increase that will take effect March 28th. Call today to get an updated rate report.
Sequence Of Returns
Most advisors are aware of the impact that the sequence of market returns can have on a retirement income stream. There are a variety of ways to help mitigate this risk and one options that many advisors might not be aware of is life insurance. Cash value inside of a life insurance policy can be used tapped during down years to avoid selling into losses. Call today to request a complimentary guide on how this strategy works.
In a recent survey by Lincoln Financial Group 48% of millennials stated debt as their top financial concern. Specifically student loan debt was the biggest concern.
Guggenheim Highlander FIA
Guggenheim has added a new FIA to their portfolio. The Highlander FIA is a 10 year product with a 4% premium bonus. In addition to this the product offers competitive caps with the annual pt to pt S&P cap at 5% with a 2.5% fixed rate. The product also offers an optional income rider as well as a nursing home rider. Call today for details.